JOHN FRANKLIN, FOUNDER & PRINCIPAL
Prior to forming Pearl Creek Advisors, LLC, John spent 17 years at BB&T Capital Markets (now Truist), where he led the Municipal Investment Banking Group and had been directly responsible for the firm’s non-profit practice nationwide. Prior to BB&T, John was the Group Head of Healthcare at what is now Well Fargo Advisors and was the former Group Head of Senior Living at what is now UBS Financial Services. During his thirty year career as an investment banker, John has completed a broad variety of tax-exempt financings.
In addition to assisting his clients in developing efficient and flexible capital formation strategies, many clients also use John as a resource to educate Boards and Executive Management Teams in the areas of Affiliation, Governance, Leadership, and Enterprise Strategy.
John has written numerous articles for the industry and has been published in the North Carolina Medical Journal and has been a guest lecturer at the School of Healthcare Administration at Virginia Commonwealth University and at the School of Public Health at the University Of North Carolina at Chapel Hill.
Prior to becoming an investment banker and capital formation advisor, Mr. Franklin was a general management consultant at a large accounting firm where he focused on feasibility studies, financial projections, business valuations and mergers and acquisitions.
Activities & Affiliations
• Board of Associates, Randolph-Macon College
• Board Member, Louisa Education Foundation
• Advisory Board Member, Cozy Homes Community
Professional Accreditations
Registered Municipal Advisor and Registered Municipal Principal with the Securities and Exchange Commission
Education
University of North Carolina at Chapel Hill
Masters of Business Administration
Randolph-Macon College
Bachelor of Science in Mathematics and Physics
Jack Franklin, VICE PRESIDENT
Prior to joining the municipal advising team at Pearl Creek Advisors, LLC, Jack worked as a credit underwriter and commercial relationship manager at BB&T (now Truist) for five years and as a commercial relationship manager for Atlantic Union Bank for two years. During his banking career, Jack developed a reputation for building client trust through reliability and responsiveness, creative and critical thinking, excellent problem-solving skills and the ability to interpret the complexities of financial structures in a way that is easy to understand.
At Pearl Creek, Jack’s primary role is assisting clients in the areas of monitoring debt markets, identifying debt solutions, and providing transaction assistance and leadership. As a bridge between capital markets and the customer, he is committed to serving as an advocate for his clients and to advancing their mission-driven goals with creativity, realistic problem solving, empathy and hard work.
Jack considers his most important professional accomplishments happen when he helps clients grow, knowing that their success impacts the community’s employees, residents and their families.
In his personal life, Jack is active in sports, including basketball and soccer, and even more so as a fan of the Liverpool Football Club and Carolina Basketball (UNC). He’ll also take on worthy opponents in tennis, golf and cricket. Yet when he’s not on the court or at work, he is happiest spending time with his family, and especially sharing a passion with his wife for anything to do with Lord of the Rings.
Professional Accreditations
Registered Municipal Advisor with the Securities and Exchange Commission
Education
BB&T Leadership Development Program
James Madison University, Harrisonburg, Va.
Major in finance, Minor in religious studies